Family Medical Cover
Medical emergencies rarely arrive at a convenient time — a sudden illness, accident, surgery or hospital admission can place a significant financial burden on you and your family. Family Medical Cover puts your whole household on one coordinated plan, converting unpredictable healthcare costs into a manageable annual premium.
At participating facilities, eligible treatment can be settled directly between the hospital and insurer — cashless, so a bill never delays care. Private medical cover complements the Social Health Authority (SHA) baseline with access to selected private hospitals, broader benefits and specialist services, with optional maternity, dental and optical add-ons.
Get StartedBuilt around what actually matters
Cashless Treatment
At participating healthcare facilities, eligible treatment can be settled directly between the hospital and insurer, subject to your policy terms.
Coordinated Family Cover
One policy for the principal member, spouse and eligible dependants, with a single coordinated renewal and premium structure.
Inpatient & Outpatient
Inpatient cover can help with hospital admissions, surgery and ICU care; outpatient cover helps with everyday consultations, labs and medication.
Optional Add-Ons
Strengthen your cover with maternity, dental and optical benefits, subject to applicable waiting periods and limits.
Complements Your SHA Cover
The Social Health Authority provides an important healthcare foundation — private cover adds access to selected private hospitals and broader benefits on top.
International Medical Cover For Families On The Move
If you travel often, work abroad or have children studying overseas, our International Medical Insurance can give the whole family access to care across the selected geographical area — not just in Kenya.
Ask us about International Private Medical Insurance (IPMI) when we build your family’s quote.
Get your Family Medical Cover quote
Answer a few quick questions and an advisor will follow up with a tailored quote — no obligation.