Our Covers

Cover built around your life, not a generic policy

From protecting your family's future to safeguarding your team, we tailor every policy to what you actually need. Browse a plan below to learn more, or jump straight into a quote.

Life Insurance

3 plans
Life Insurance

Endowment Cover

Save regularly toward specific goals — children's education, land, or other investments — while staying protected for the policy term.

Life Insurance

Whole Life Cover

Protect the people you love with a life insurance plan designed to provide lasting financial security for your entire lifetime.

Life Insurance

Education Planning

Build today. Secure tomorrow. Protect your child's education — a deliberate financial strategy so that when school fees are due, the money is there.

Last Expense

2 plans
Last Expense

Last Expense Cover

A fast cash payout so your family can plan a dignified farewell without a financial burden — covering funeral home costs, casket, transport and other immediate expenses.

Last Expense

Group Last Expense Cover

Funeral expense protection for employees or members of an organisation, Sacco or club under a single policy — affordable, collective, and dignified.

Medical Cover

6 plans
Medical Cover

Family Medical Cover

Coordinated healthcare protection for the principal member, spouse and dependent children under one policy.

Medical Cover

International Medical Insurance

International Private Medical Insurance (IPMI) — ongoing healthcare protection in Kenya and abroad, with access to hospitals and specialists across the selected geographical area.

Medical Cover

Individual Medical Insurance

Personal healthcare protection for one adult who wants control over their own cover, independent of an employer scheme.

Medical Cover

Junior Medical Cover

Reliable medical insurance for your child — inpatient cover with optional outpatient, dental, optical and vaccination benefits, independent of an employer's scheme.

Medical Cover

Senior Medical Cover

Medical insurance for older adults — chronic-condition support, specialist care, and an approved network of hospitals, subject to waiting periods and insurer underwriting.

Medical Cover

Corporate & SME Medical Cover

Protect your people. Strengthen your business. Group medical insurance structured around your workforce — with flexible benefits, instalment-friendly premiums and dedicated Wysline support from onboarding through renewal.

Motor Insurance

1 plan
Motor Insurance

Motor Insurance

Comprehensive and Third-Party cover for private cars, commercial vehicles, and fleets — protection against accidents, theft, fire and third-party liability.

General Insurance

14 plans
General Insurance

Fire and Burglary Insurance

Protects buildings, stock and equipment against fire, lightning, explosion and theft from forcible entry.

General Insurance

Group & Personal Accident Insurance

Financial compensation for accidental injury, disability or death — medical expenses, disability benefits and death benefits for individuals, employees or groups.

General Insurance

Political Violence & Terrorism

Extends property cover to losses arising from riots, strikes, civil commotion, political violence, sabotage and terrorism — risks most standard policies exclude.

General Insurance

Credit Life Insurance

Settles an outstanding loan balance in the event of the borrower's death or disability.

General Insurance

SME Combined Policy

Business property and business liability bundled into one convenient policy — the simplest way for a growing business to get properly covered.

General Insurance

Public & Product Liability

Covers your legal liability when your business operations, premises or products cause injury or property damage to a third party.

General Insurance

Work Injury Benefits Act (WIBA)

Mandatory cover protecting employers against legal liability for employee injury, death or occupational disease at work.

General Insurance

Employers Liability Insurance

Protects employers against job-related injury or illness claims that fall outside the scope of WIBA, including defence costs, settlements and damages.

General Insurance

Machinery Breakdown Insurance

Covers sudden and accidental physical damage to plant and equipment that requires repair or replacement, keeping production downtime from becoming a financial crisis.

General Insurance

Fidelity Guarantee

Protection against loss of money or stock through fraud or dishonesty by your own employees.

General Insurance

Goods In Transit

Covers your stock, equipment and business property against loss or damage while it is away from your premises or being moved between locations.

General Insurance

Professional Indemnity Cover

Protects professionals and businesses against claims of negligence or inadequate advice.

General Insurance

Marine Cargo Insurance

Protection for goods in transit by sea, air or land against loss or damage.

General Insurance

Contractors All Risk

Cover for construction projects against loss or damage to works, plant and equipment during the contract period.

Travel Insurance

2 plans
Travel Insurance

Individual & Family Travel Insurance

Cover for medical emergencies, trip cancellation or interruption, lost baggage, travel delays and personal liability, locally or internationally.

Travel Insurance

Corporate Travel Insurance

Comprehensive protection for employees who travel for work, safeguarding your people and business continuity during official trips.

Investment Savings

2 plans
Investment Savings

ARVOCAP Investment Funds

Nine professionally managed funds across money markets, fixed income, Kenyan, African and global shares, multi-asset and Shariah-compliant strategies, in KES, USD and ZAR.

Investment Savings

MansaX Special Fund

A CMA-regulated, multi-asset fund managed by Standard Investment Bank, investing across local and global markets and available in KES and USD.

Pension & Provident Schemes

2 plans
Pension & Provident Schemes

Retirement Planning

A well-structured retirement plan to help you maintain your lifestyle, protect your independence, and build lasting financial security.

Pension & Provident Schemes

NSSF Tier II Opt-Out Support

We guide employers step-by-step through the RBA approval process to redirect Tier II contributions to a private pension scheme, and run member education for staff.

Trust Funds

2 plans
Trust Funds

Cash Management Trust

Simple and accessible — hold cash and anticipated proceeds like insurance and pension benefits, professionally invested from as little as KSh 5,000.

Trust Funds

Family Trust

Comprehensive and flexible — hold property, business interests and investments, built for succession planning and wealth preservation.

Backed By Kenya's Leading Insurers

Our underwriting partners

BritamBritam
CIC GroupCIC Group
Old MutualOld Mutual
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PrudentialPrudential
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Pioneer InsurancePioneer Insurance
Sanlam AllianzSanlam Allianz
Geminia InsuranceGeminia Insurance
APA InsuranceAPA Insurance
Jubilee InsuranceJubilee Insurance
Pacis InsurancePacis Insurance
KenindiaKenindia
Heritage InsuranceHeritage Insurance
Definite AssuranceDefinite Assurance
ICEA LION GroupICEA LION Group
GA InsuranceGA Insurance
Intra Africa AssuranceIntra Africa Assurance
Takaful Insurance of AfricaTakaful Insurance of Africa
Birdview MicroinsuranceBirdview Microinsurance
BritamBritam
CIC GroupCIC Group
Old MutualOld Mutual
MadisonMadison
PrudentialPrudential
AAR InsuranceAAR Insurance
Pioneer InsurancePioneer Insurance
Sanlam AllianzSanlam Allianz
Geminia InsuranceGeminia Insurance
APA InsuranceAPA Insurance
Jubilee InsuranceJubilee Insurance
Pacis InsurancePacis Insurance
KenindiaKenindia
Heritage InsuranceHeritage Insurance
Definite AssuranceDefinite Assurance
ICEA LION GroupICEA LION Group
GA InsuranceGA Insurance
Intra Africa AssuranceIntra Africa Assurance
Takaful Insurance of AfricaTakaful Insurance of Africa
Birdview MicroinsuranceBirdview Microinsurance