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Last Expense Cover

Last Expense Cover gives your family fast access to cash the moment it is needed most — before probate, before the rest of the estate is settled — so funeral costs never become a burden on top of grief.

It is built for speed: a lump-sum payout for funeral home costs, a casket, transport and other immediate obligations, so no one has to fundraise under pressure while planning a farewell. Cover can be extended to spouse, children, parents and in-laws under one plan.

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Why It Matters

Why Take A Last Expense Cover?

Fast Payout When It Matters

Claims are processed quickly against a straightforward benefit, so funds reach your family within days, not months.

Dignity, Without The Debt

Covers funeral home fees, casket, transport and burial costs so your family can focus on saying goodbye, not fundraising.

Affordable Premiums

Because the benefit is smaller and more targeted than a full life policy, premiums are lower and easier to sustain long-term.

Extend To Your Family

Add parents, spouse, children and in-laws onto the same policy so the whole household is covered under one plan.

What You Get

Dignified Farewell, Without The Financial Burden

Depending on the insurer and plan selected, Last Expense Cover from Wysline typically includes:

  • Fast cash payout to the family — claims processed within days of document submission, subject to the insurer’s terms.
  • Lump-sum benefit on the death of any covered family member.
  • Options to include spouse, children, parents and in-laws on a single policy.
  • Flexible benefit amounts, so the payout matches your family’s actual funeral budget.
  • Affordable monthly premiums — from around KSh 3,600 a year on entry-level plans, with no medical examination usually required.
  • A dedicated advisor at Wysline who guides your family through the claim.

Specific benefits, limits, waiting periods and exclusions vary by insurer and plan. We will walk you through the applicable terms before you commit.

Always Dependable

Protect Your Family From Fundraising Under Pressure

A short conversation today means your family doesn’t have to raise money while they’re grieving. Request a quote and we’ll walk you through the options.

Indicative pricing: The KSh 3,600 figure is indicative for a basic entry plan and varies with the sum insured, number of lives covered, ages and insurer. Final premiums are confirmed in the formal quotation.

Policy terms govern: Benefits, limits, waiting periods, exclusions and eligibility vary by insurer and plan. Please refer to the applicable policy documents for the full terms and conditions.