Take control of your finances and build a more secure future
Financial wellness isn't simply about how much you earn. It's about how effectively you plan, spend, save, invest, manage debt, and protect yourself and your family against financial risk.
Coaching For You, Or Training For Your Group
We provide practical financial wellness training and coaching to help individuals and groups build the knowledge, confidence and discipline to make informed financial decisions — turning financial intentions into a clear, achievable action plan.
Financial Wellness Coaching
Start with a free 30-minute consultation to map your priorities, then continue with personalised coaching if you want ongoing guidance and accountability.
Group Training
Practical, engaging financial literacy training for Chamas, investment groups, SACCOs, welfare associations and professional networks — delivered physically or online.
Your free 30-minute consultation
Every financial journey is different. Your income, responsibilities, goals and challenges are unique to you. This session gives you a chance to talk through where you stand and identify what needs attention most.
- Your immediate financial concerns and priorities
- Your income and monthly expenses
- Your current savings and investments
- Your debt and financial obligations
- Your emergency-fund position
- Your short-, medium- and long-term financial goals
- Your insurance and financial-protection needs
- Your retirement and legacy-planning priorities
You'll leave with greater clarity on your priorities and the next steps to take. The consultation is introductory and does not include preparation of a comprehensive financial plan.
Book My Free ConsultationIndividual coaching suits
Personalised Financial Coaching
Some people need more than a single conversation — they need practical guidance, accountability and ongoing support. After the free consultation, you can enrol in longer, paid sessions where we walk alongside you.
Budgeting & Cash-Flow Management
Create a realistic budget, manage irregular expenses, identify financial leaks, and make sure your income actually supports your priorities.
Emergency-Fund Planning
Work out how much you need set aside, and build a practical plan for getting there consistently.
Debt Management
Review your existing debts, prioritise repayments, and build a manageable strategy for reducing the burden.
Savings & Goal Planning
Structured savings plans for education, home ownership, business expansion, travel or major family responsibilities.
Investment Planning
Understand local and global options, the relationship between risk and return, and how to pick investments matched to your goals, currency and time horizon.
Insurance & Financial Protection
Identify the risks that could derail your plans, and assess your need for medical, life, disability, critical-illness, property and business cover.
Retirement Planning
Estimate what you'll actually need, and build a strategy for the income and security to support it.
Estate & Legacy Planning
How wills, trusts, beneficiary nominations, life insurance and succession planning work together to protect your family and transfer wealth responsibly.
Financial Accountability
Structured follow-up and encouragement, so the actions you agreed to actually get done.
Paid coaching programmes are tailored to your needs, the complexity of your circumstances and the level of ongoing support required. The scope, duration and professional fee are agreed before the programme begins.
Group Financial Wellness Training
Practical, engaging training for groups that want to improve their members' financial knowledge and decision-making. Every session is tailored to the group's objectives, membership profile and level of financial knowledge.
Personal Financial Management
Budgeting, saving, debt management, goal-setting and responsible spending.
Building A Strong Savings Culture
Practical ways to encourage consistent saving and use group accountability positively.
Understanding Investments
Money-market funds, fixed-income funds, shares, Treasury bills and bonds, pension products, property and global investments — explained in straightforward language.
Risk & Return
Why higher potential returns usually involve greater risk, and how time horizons shape the decision.
Investment Diversification
How to reduce overdependence on a single asset, business, market or currency.
Group Investment Planning
Setting shared goals, evaluating opportunities, and building a disciplined group investment strategy.
Chama & Group Governance
Clear constitutions, defined leadership roles, accurate records, transparent decisions and proper conflict management.
Insurance & Wealth Protection
How medical, life, property and business cover protect the wealth members are working to create.
Retirement & Legacy Planning
Retirement saving, beneficiary nominations, wills, trusts and intergenerational wealth transfer.
Fraud & Investment Scams
Recognising unrealistic promises, doing proper due diligence, and resisting pressure-driven decisions.
How Group Training Works
Sessions can be delivered physically or virtually, depending on location, participant numbers and the agreed programme.
Initial Consultation
We meet the group's representatives to understand the members, objectives, financial concerns and expected outcomes.
Customised Proposal
We recommend suitable topics, session length, delivery format and professional fees.
Interactive Session
Practical examples, guided discussion, exercises and Q&A — built to make financial concepts genuinely click.
Supporting Resources
Where appropriate, participants get worksheets, planning tools and action checklists to support implementation.
Follow-Up Support
Groups can request further sessions, individual consultations, or a structured programme for their members.
Book A Consultation For Your Group
Tell us about your Chama, SACCO or team and we’ll design a session around what your members need most. The intro call is free.
Led By 30+ Years In Financial Services
Sessions are led by Caroline Ndungi, Founder and Principal Advisor of Wysline Insurance Agency. Caroline brings over 30 years of financial-services experience and a genuine passion for helping people understand money, protect their families and build sustainable wealth.
We combine practical financial education with deep experience across banking, pensions, insurance and wealth advisory — so the guidance is grounded in how money actually works, not theory.
- Practical and easy to understand
- Tailored to the audience's financial realities
- Focused on action and measurable progress
- Free of unnecessary financial jargon
- Grounded in responsible financial decision-making
- Designed to support both wealth creation and financial protection
Frequently Asked Questions
Is the 30-minute financial wellness consultation really free?
Yes. The introductory 30-minute consultation for individuals is free. It helps us understand your financial concerns and identify the areas that may need further attention.
Will I receive a complete financial plan during the free consultation?
No. The free consultation provides initial guidance and helps establish your priorities. A comprehensive financial plan, detailed analysis and ongoing coaching form part of the paid services.
How much do the longer coaching sessions cost?
It depends on the number of sessions, the complexity of your needs and the level of ongoing support required. You'll receive and approve the scope and professional fee before any paid programme begins.
Can couples attend coaching together?
Yes. Couples often attend together to work through shared goals, household budgeting, financial responsibilities, protection needs, and retirement and legacy planning.
Do you provide training for Chamas and SACCOs?
Yes. We provide customised financial wellness and financial-literacy training for Chamas, investment groups, SACCOs and other organised groups.
Can group training be conducted online?
Yes. Sessions can be delivered virtually or physically, depending on the group's needs, location and number of participants.
Is financial coaching the same as investment management?
No. Financial coaching focuses on education, planning, accountability and informed decision-making. Any regulated financial product or investment recommendation is handled separately, and is subject to suitability, applicable terms and the relevant provider's documentation.
You don't have to wait until you earn more
Begin by understanding where you are today, deciding where you want to go, and taking one intentional step at a time. Book your free 30-minute consultation, or invite us to prepare a customised proposal for your Chama, investment group or SACCO.
+254 725 207 270 / +254 731 207 270 · info@wyslineinsurance.co.ke